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Terms and Conditions

Terms and Conditions of access to this Internet Web Site of Global Fund Analysis Limited

The Web site is issued by Global Fund Analysis Limited ("GFA")(incorporated in England and Wales with company number 3236256 and with its registered office at 10 Crown Place, London EC2A 4FT) which is authorised and regulated by The Financial Services Authority. Any product or service that is referred to in this web site is not available to private customers.

By accessing any page of this Web site, you agree to be bound by the conditions below. Please read them carefully. If you do not wish to be bound by them, please do not proceed any further. The terms and conditions are addressed to you whether reading these pages for yourself or on behalf of another person (such as an employer). It is your responsibility to draw the contents of this page to the attention of any other person on whose behalf you read these pages. It is also your responsibility to draw the contents of this page to the attention of anyone who may gain access in any way through you to other pages on this Web site without first reading this page.

General.
The contents of this website are for professional investors only. This website is issued by Global Fund Analysis Limited, a research and advisory company incorporated in the United Kingdom, which is authorised and regulated by the Financial Services Authority, and is a member of the Close Brothers Group.

None of the investment products mentioned herein are regulated collective investment schemes for the purposes of the UK Financial Services and Markets Act 2000. The promotion of such products and the distribution of the contents of this document are accordingly restricted by law. Most of the protections provided by the UK regulatory system and compensation under the UK's Financial Services Compensation Scheme will not be available.

The investments described herein are only available to investors permitted to invest in the Offering Memorandum of each fund, and are not available to private investors. The value of investments and the income from them may fall as well as rise and is not guaranteed. The investor may not get back the original amount invested. Fluctuation may be particularly marked in the case of a higher volatility fund and the value of an investment may fall suddenly and substantially.

Investment in the funds described herein carries substantial risk and is suitable only for financially sophisticated investors who are capable of evaluating the merits and risk of such an investment, who do not require immediate liquidity for their investment and who have sufficient resources to bear any loss which might result from such an investment. The nature of the fund's investments carries certain risks and the funds may utilise investment techniques which may carry additional risk. For full details of these risks, please refer to the funds' current prospectus or your Financial Advisor. Past performance is not a guide to future performance. This website shall not constitute an offer to sell or the solicitation or an offer to buy any interests in the funds described herein and has not been prepared in connection with any such offer or solicitation. Application for shares in any fund described herein can only be made on the basis of the current prospectus of that fund.

There can be no assurance or guarantee that the funds' investment objective and any target return will be achieved and investment returns may vary substantially over time.

No representation or warranty, express or implied, is given by the Fortune Group or the funds or their managers and directors as to the fairness, accuracy or completeness of the information or opinions contained in this website and no liability whatsoever is accepted for any loss howsoever arising from any use of this website or its contents or in connection therewith. This website should not be relied upon in making any investment decision.

Fortune Group is a trading name for Fortune Asset Management Limited and its subsidiary Global Fund Analysis Limited.
Access Restrictions.
To access certain parts of this Web site you will need to register with us and to have been issued with a password (your "Password"). You will need the Password together with your e-mail address to access the restricted areas of the GFA Web site in future. You must take all reasonable steps to ensure that your Password is kept secret so as to prevent its fraudulent use and, in particular: (a) you must not disclose details of your Password to any other person. The sole exception to the above is that each time you access the Web site, you may input the Password when prompted to do so by the access procedures; and (b) you must not record any part of your Password in a way in which it is capable of being recognised as a Password by any other person. None of the products referred to in this Web site is available to any person who is not authorised to access this Web site.
Inaccurate material on this Web site; changes to the Web site.
Material on this Web site may be inaccurate, out of date, or incomplete and forecasts given, or opinions expressed, on this Web site may prove wrong. If you rely on material on this Web site, you do so at your own risk.

We may at any time: (a) alter the contents of the Web sites; and/or (b) offer or remove links from the Web site to other sites on the World Wide Web; and/or (c) remove some or all of the pages of the Web site with the intention of ceasing publication either temporarily or permanently.

We expressly disclaim any duty of care which we might otherwise owe to any person relying on material on this Web site, even if that person has suffered loss as a result of (1) material on this Web site having been prepared negligently or having been negligently left on this Web site after it has become out-of-date or (2) as a result of changes to, or the unavailability of, the Web site.
Product Information on this Web site.
All products referred to on this Web site are subject to change without notice and the product information on this Web site may not necessarily be up-to-date. Nothing on this Web site is to be construed as an offer to sell or otherwise provide any product referred to or to buy or sell investments. The availability of any product to any person is subject to the determination of that person's eligibility by us. Products and services referred to on this Web site are not available to private customers and may not be available to persons in certain geographic areas and, unless otherwise stated or agreed by us, no product referred to on this Web site is available to persons outside the United Kingdom and the following territories: all the EU, Switzerland and the USA
No advice.
No information provided on this Web site (and in particular any information which does not require the use of Security Codes to obtain access) in relation to any product or investment should be construed as advice to you on the suitability or otherwise of that product or investment for you or any other person, such suitability depending on all the circumstances of the person concerned. Independent advice should be taken unless such advice is not appropriate (e.g. you are, or are accessing this Web site on behalf of, an authorised person or an exempted person).
Your use of this Web site.
Your access to this Web Site is at your own risk. We will not be liable for any loss, damages or expenses which you may suffer or incur (whether or not likely to occur in the ordinary course of events or unusual and whether or not notified to us prior to your accessing this Web site) which is caused directly or indirectly by your accessing this Web site including, but not limited to, loss, damages or expenses caused by any failure, delayed or defective operation or unavailability of any pages of this Web site or any computer virus arising in connection with this Web Site.
Privacy Policy.
The Data Protection Act 1998 gives you certain rights in relation to information that relates to you. You have the right to receive copies of your personal records on written request and payment of the appropriate fee. Another of these rights is that an organisation must tell you how it will use your personal data. We will collect personal data about you (such as your name and e-mail address) from any registration form you submit and when you access the Global Fund Analysis Limited Web site. Examples of personal data include details of your name and address. This information will be used to (1) check that we may lawfully make this Web site available to you, (2) customise the Web site in line with your preferences, (3) compile management / information statistics on an aggregated and unidentifiable basis, (4) update your records, (5) for billing purposes, and (6) to send you information about our other services unless you indicate below that you do not want to receive such information.
Copyright notice.
All material on this Web site is owned by and is copyright Global Fund Analysis Limited 2001 unless otherwise indicated. All rights reserved. You are permitted to view the contents of this Web site on screen. You are also permitted to print one copy of reasonable extracts from the Web site for your personal use or private study and to save one copy of such reasonable extracts to your local hard disk for your personal use or private study. All other copying and distribution of any of the contents of this Web site is strictly forbidden. If you are viewing this Web Site in the course of your or your employer's business you must observe the restrictions set out above. It is strictly forbidden to copy any material on this Web site for commercial use (other than as necessary for the purpose of viewing the Web site in the course of a business) or to store any or all of the contents of this Web site on a proxy server, cache (other than your personal browser cache) or other similar form of storage.
Trademarks.
The words "Global Fund Analysis" are a trademark of Global Fund Analysis Ltd., registered in Switzerland, Europe, the UK and the United States.
Hypertext links.
Any hypertext links on this Web site to other Internet locations are at your own risk. The content, accuracy, opinions expressed and further links provided at any of such locations are not checked, analysed, monitored or endorsed by us and we accept no responsibility for them or any information or products which you may obtain as result of any use of such hypertext links.
Submission of information.
If you submit any information or ideas to us through this Web Site, then such information or ideas shall become our property which we are free to use and we shall not be bound by any duty of confidentiality in respect of them unless such a duty arises under a separate customer relationship between us. The Internet is not a secure system so please do not send information that you wish to remain confidential to us through this Web Site.